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All applicants must have not owned a home in the last three years. Have an Annual gross income that does not exceed the applicable HUD income limits. DPA Funding is limited and requests are granted on a “first ready – first serve basis." Funds from the Homebuyer Assistance Program are wired on the day of closing.
The Purchase Assistance Program provides income-eligible first-time homebuyers with down payment and closing cost assistance to purchase a residential property in the City of Deerfield Beach. Assistance is in the form of a 0% interest deferred second loan that reverts to a grant if all program conditions are met. Search for counseling agencies, learn about predatory lending, and research other potential homebuyer assistance programs with theHUD-Approved Housing Counseling Agencies in California for Homebuyer Educationlist.
Rent and Utility Assistance Program
The City of Deerfield Beach is committed to supporting organizations that contribute to the public welfare of its community. The Community Participation Grant program was established to provide financial resources to local non-profit organizations that assist the City in serving a public purpose. Attendance within the past 12 months at a Pembroke Pines approved pre-purchase homeownership counseling course. Assistance is in the form of a 15 year, 0% interest deferred second loan that reverts to a grant if all program conditions are met.
Eligible expenses include business lease or mortgage payments, utility payments, debt payments, payroll, and inventory. The goal of the program is to support the business community's efforts to remain viable and maintain staffing during the pandemic. The First Time Home Buyer program provides funding to eligible first time home buyers to purchase a home. Funding will be used to pay all or a portion of the costs and/or down payment required for the purchase. Applications are awarded in order of the first completed and verified application. For an application and more information click on the links below.
City-Wide Elected Officials
No sale, rental, transfer of any interest, refinance without written authorization from City Housing staff. The respective affordability period is based on whether you purchase a new or existing home. A TREC inspection is required and must be conducted after construction is completed on newly constructed properties. Forty applications will be available online by visiting pbcgov.com/HED beginning Monday, June 20, 2022or until 40 applications have been submitted. Applications will be accepted on a first submitted, first qualified, first served basis, subject to funding availability. Be a first-time home buyer which by HUD’s definition includes applicants who have not owned or had an interest in a home within the last three years before applying.
An heir or heirs, provided they are income and otherwise eligible per HUD guidelines, may assume the property agreements. If no eligible heir or heirs is identified, the City has the right to seek recovery of the funds invested and may employ foreclosure. If working with a partner, the Client and the Partner should submit complete application packet to the City to request DPA to purchase your selected property. The city will determine if the purchase meets program guidelines.
Housing and Community Development Department
Although the program requirements are the same for each applicant employees in fire, law enforcement, nurses and teachers are specifically identified as “essential personnel”. Essential personnel are targeted for participation in these programs. Approved Moderate-Income households are eligible for up to $30,000 in assistance. Approved Low-Income households are eligible for up to $40,000 in assistance. Approved Very Low-Income households are eligible for up to $50,000 in assistance.
Community-based counseling agencies certified by HUD and approved by HPD to participate in the HomeFirst program will promote the program through newsletters, flyers, and seminars; distribute program guidelines; and enroll consumers in Homebuyer Education classes. The counseling agencies will also certify income eligibility for the Down Payment Assistance Program, counsel consumers about program requirements, certify completion of Homebuyer Education classes, and refer consumers to participating lenders for pre-approval. Contact any one of the following HPD-approved counseling agencies.
No, this assistance is not a loan; it is a grant and will not have to be paid back. However, if the City discovers that a recipient has falsified documents or has defrauded the program, the money will have to be repaid. Click a borough, or press the enter key on a borough, to reveal the counseling agencies in that borough. Please reach out to one of the Counseling Agencies in your borough from the list below to start the application process. Property must remain occupied as the principal residence of the homebuyer for the entire affordability period.
If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. The COVID-19 Rental & Utilities Assistance Program provides rental assistance to eligible Deerfield Beach residents who have experienced loss of income, reduction in hours, or unemployment as a result of the COVID-19 pandemic. Assistance will only be provided for past due rents & utilities beginning on April 1, 2020 and onward. Eligible applicants must be able to continue to make payments and meet basic needs once assistance is provided. Assistance is based on need, household income, family size, and availability of funding. Existing construction – to purchase a viable single-family home in Daytona Beach $166,000 or less including cost of the lot, home inspection and rehabilitation ($7,500 or less) upon staff review and acceptance.
Program participants are encouraged to take advantage of this resource. If the homeowner fail to comply with any of the property restrictions above or requirements in the written binding agreements for the ENTIRE affordability period the FULL amount of City assistance is due and payable in full including any lot contribution. Selected properties must be located in the unincorporated area of Palm Beach County. If the property is located in the incorporated areas of Boca Raton, Delray Beach, Boynton Beach, and West Palm Beach, applicants will be required to apply for assistance through the city where the property is located. To qualify for the program, applicants’ household income must fall in the category of very low, low, and moderate-income in accordance with the Department of Housing & Urban Development income guidelines.
If the buyer sells or moves out of the home before the end of five years, they will pay back the City for a portion of the original loan amount. To qualify for our programs, you need to plan to buy a one- to three-family residential property or condominium in Boston. The total budget for the Community Participation Grant program is subject to approval annually during the City's budgeting process. The amount of grants awarded is at the discretion of the City Commission and based on the availability of the funds.
Home you want to purchase pays taxes to the City of Houston. Homeownership is a dream for many Houstonians but out of reach for many residents. The City offers up to $30,000 to income-qualified residents. Please be aware when you travel from The City of Pompano Beach’s website to another site, whether through links The City of Pompano Beach provides or otherwise, you will be subject to the privacy policies, or lack thereof, of other sites. The City of Pompano Beach cautions you to use good judgment and to determine the privacy policy of 3rd party sites before you provide any personal information.
All applicants must agree to occupy the home as their primary residence. The potential homebuyer’s liquid assets cannot exceed $5,000 excluding necessary personal property such as furniture, automobiles, and clothing. The City then reviews these materials and places our loan assistance into underwriting. Meanwhile, the property will be inspected and given an environmental review.
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